Insurance; Refusal to Pay Deductibles; Arbitration
The corporate counsel for the owner of an interstate chain of nursing homes retained the Firm to resolve a lawsuit filed against it by the company's liability insurer. The insurer had paid a number of personal injury claims filed by residents against several of the insured nursing homes, and the insurer then sued the Client for several hundred thousand dollars for the deductibles required by the insurance contract. The Firm convinced the insurance company's attorneys that binding arbitration would be much less expensive for all the parties, and they dismissed the lawsuit. At arbitration, the Firm proved that the insurer had improperly settled the residents' claims and was not entitled to recover any of the deductibles from the Client's company.